The Loft Realty helps you navigate all of the obstacles that stand in the way to your new home in Prince George. We work hard for you conducting high-stake negotiations, filling out arcane legal forms, and dealing with bumps along the way so that you can realize your housing dreams.
Let Jody Tindill, Broker and REALTOR®, find and negotiate the sanctuary you have always envisioned for your family.
The Loft Realty prides itself on addressing your every need in home buying. This is what you can expect when working with us:
Get you pre-approved: Our broker extraordinaire, Jody, will work with you to ensure that you get moving on the financing side of home buying. Until you know what you can afford we can’t get shopping so this critical step is first and foremost.
Open the doors for you: We do this literally and figuratively. Thanks to our extensive network, we are aware of every single listing in Prince George and can easily get in touch with any of them. Pick the listings that strike your fancy and we will do homework on the history and aspects of the property, preview it if possible, and be there to explore the home with you.
Do the due diligence for you: A home is more than what meets the eyes. We will fully investigate its every nook and cranny, review all documentation and maintenance history, and identify any red flags that you may have missed. Win negotiations for you: We will gladly do the difficult talking on your behalf. Our experience in the game allows us to negotiate a great deal for you. We are your sober second thought, your sounding board, and we take the emotion out of the deal to ensure that you are paying a fair price for the home that you have to have.
Educate you on the neighbourhood: Jody has always lived in Prince George, her grandparents were married here in 1932 and she now has all of her children and grandchildren (yikes) here as well. She knows this community well. Jody is also very connected to the development community, is informed on local and area business ventures as well as local government activities.
Do the paperwork: We will walk you through every form and agreement so that you can complete it with confidence. You will never experience the feeling of signing something you do not fully understand with us by your side.
Celebrate with you: There will bumps along the journey, possibly some stress, but you will be reminded of your goals and you will be supported throughout the process. We have been there, we have your back!
Your first step is to get pre-approved for a mortgage. A pre-approval lets you know how much you can spend and locks you in at the current interest rate for 90 days or more, allowing you to shop with confidence. Please make sure the approval comes after you provide all of your financial information to the bank or mortgage broker, otherwise you are likely pre-qualified but not pre-approved. This is especially important in an active market where competing offers may require a pre-approval letter.
Home shoppers pay little or no fees to an agent to buy a home. Agents who represent buyers are typically compensated by the seller through the listing broker. When the home is sold, the listing broker splits the listing fee with the buyer’s agent. If the home is for sale by the owner, the buyer may pay some or all of the agent's fees.
If the equity in your current home will be applied to the down payment on your new home, you may have to sell the former (or at least have an accepted offer free of all conditions). You may be able to get an accepted offer on your next home subject to the sale of your current home by a specified date. In a Seller's market where you are buying a home in a popular neighborhood or price point, this is often not acceptable to the Seller. Let's chat about this further.